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Maps and Flood/Insurance Info

  • Ocean-Front Development Line Map — This map is provided for informational purposes only; verification of the 1998 static vegetation line and the town Development Line should be done by a licensed surveyor. One can toggle all the map layers on and off if the “content” icon is selected on the top left off the web-map.
  • Flood Insurance Changes — Information from FEMA
  • FEMA Fact Sheet — Flood Insurance
  • Flood Prone Areas Map — Low lying areas subject to flooding during rain events and the map here shows those locations.
  • Flood Smart — The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates. Click here if you would like to learn more about FEMA’s Flood-Smart Program.
  • Preliminary Flood Maps: Oak Island has been presented with preliminary flood maps for review. Citizens can see the new flood maps by going online to the NC flood map site: ncfloodmaps.com  Once on the website, specific addresses on Oak Island can be reviewed. When the site zooms onto the property, look to the upper right corner where you will see a drop down arrow next to the word “effective.” This indicates that you are looking at the flood maps that are in effect at this time. If you click on the down arrow, it will bring up the word “preliminary.” Click on “preliminary” and the site will take you to the preliminary maps that are under review. A Public Hearing will be announced at a later date sometime in late December of 2014 or January of 2015 For more information, contact Development Services at (910) 278-5024 or visit us at Town Hall.Info from a representative of ReadyNC.gov:
    The Preliminary/Post-Preliminary Process:  At the end of the data development and subsequent floodplain mapping phase, the Preliminary/Post-Preliminary Processing phase begins; community officials, residents, and other interested parties have an extended opportunity to review the results of the mapping project as depicted on the DFIRM and FIS report.
    1. NCFPM prepares copies of the Preliminary versions of the new or revised DFIRM and FIS report materials for each affected community, and FEMA sends a Preliminary Issuance Letter, which includes the links to websites where community officials can access, review, and comment. During the subsequent review period, community officials are encouraged to review the Preliminary version of the DFIRM and FIS report carefully and to disseminate the information in the report and map as widely as possible.
    2. The NCFMP and FEMA will conduct meetings with community officials to formally discuss the results of the mapping project as presented on the Preliminary version of the DFIRM and in the Preliminary version of the FIS report and the impact of those results on the affected communities.  (FEMA refers to this meeting is referred to as the “Preliminary DFIRM Community Coordination meetings”, or “PDCC meetings”, but in North Carolina we just call them “Preliminary Meeting” for local officials and staff.)3. After the Preliminary meetings, the NCFPM staff will support the local county officials host a public meeting/open house to give community residents and other interested parties an opportunity to learn more about the mapping project and the map processing procedures.  At the Preliminary Meeting I’d like to consider optional dates for us to schedule the public meeting/open house.4. After the Preliminary meetings and public meeting/open house, the NCFPM will continue to coordinate with community officials, other interested parties as appropriate to address any significant issues raised.
    5. Because this new flood data includes new or modified BFEs on the new Preliminary DFIRM and FIS report, FEMA must initiate a 90-day appeal period in accordance with statutory and regulatory requirements by:◦ Posting a notice listing proposed or proposed modified BFEs on the FEMA Web site at http://www.fema.gov/plan/prevent/fhm/bfe◦ Publishing a legal notice, called a Proposed Rule, in the Federal Register◦ Publishing legal notices in prominent local newspaper(s) twice during a 10-day period, usually 1 week apart, to announce the posting of the BFEs on the FEMA Web site and the publication of the Proposed Rule in the Federal RegisterFor Brunswick, New Hanover, and Pender Counties, the 90-day appeal period has not yet been established; it is standard to have 3-4 months pass before the 90-day starts, and we anticipate this will be sometime in late December 2014/early January, 2015.6. During the 90-day appeal period, community officials, or other interested parties working through community officials, may submit a formal objection/challenge to the proposed BFEs. These objections, or “appeals,” must be based on data showing that the proposed BFEs are scientifically or technically incorrect.
    7. During the appeal period, community officials or other interested parties also may submit comments regarding flood hazard information other than BFEs and non-flood hazard (i.e., base map) information.
    8. At the end of the 90-day appeal period, the NCFPM and FEMA will review all appeals and other formal comments, and obtain additional required data and documentation if necessary; they will issue a resolution letter to the community CEO(s) and FPA(s) and non-community appellants documenting its determination.  If a revision is necessary based on the appeal, then the affected DFIRM panels and/or FIS report materials will be issued as “Revised Preliminary.”
    9. If necessary, the NCFPM & FEMA will distribute copies of the ““Revised Preliminary” versions of the DFIRM panels and FIS reports to the community CEO(s) and FPA(s) and non-community appellants for a required 30-day review along with a letter documenting its resolution of the appeals and other comments.
    10. Following the end of the 90-day appeal period we will schedule a “Resilience Meeting” with community officials and other key stakeholders to help develop a new perspective and understanding of flood risk within your community. The purposes of the meeting are to build local capacity for implementing priority mitigation activities, use the mapping products to better understand flood risks in the community, and consider implementing mitigation strategies to promote resilient communities.
    11. Once the 90-day appeal period elapses, and all appeals and other comments have been resolved, FEMA will issue a Letter of Final Determination (LFD). The LFD is sent to the CEO(s) and FPA(s) of the affected community(ies) and to non-community appellants to◦ Notify them officially that any and all appeals and comments have been addressed and that the BFEs are considered final

    ◦ Notify them that another legal notice, called a “Final Rule,” will be published in the Federal Register

    ◦ Initiate a 6-month adoption/compliance period, where each community will need to amend their Flood Damage Prevention Ordinance (FDPO) to insert the date of the newly updated data related to the LFD that the community’s FDPO will be applied to

    ◦ Announce the effective date of the DFIRM and FIS report

    12. During the adoption/compliance period, the following occurs:

    ◦ NCFPM produces the final DFIRM and FIS report materials, including the DFIRM Database, and deliver them to the FEMA Map Service Center (MSC) contractor for review.

    ◦ The MSC contractor reviews the final materials for compliance with FEMA requirements, coordinates with FEMA and the project team as appropriate, and delivers the final materials to the U.S. Government Printing Office (GPO) for printing.

    ◦ GPO produces the paper copies of the DFIRM and FIS report and returns them to the MSC contractor for distribution.

    ◦ The MSC contractor distributes the paper copies of the final DFIRM and FIS report to the community officials and other designated recipients. The MSC contractor also provides each community with a CD containing digital versions of the DFIRM, FIS report, and DFIRM Database.

    13. During the adoption/compliance period, community officials also review and revise the floodplain management ordinances to ensure they are compliant with NFIP regulations and deliver them to the State NFIP Coordinator (or me), and then we’ll route to the FEMA Regional Office for approval. FEMA and State staff work closely with the affected communities to ensure the appropriate regulations are adopted before the DFIRM and FIS report become effective.  On the effective date of the DFIRM and FIS report, the final version of the DFIRM and FIS report are effective for the floodplain management and flood insurance purposes of the NFIP.